Last Updated: February 11, 2026
These Terms of Service ("Terms") govern your use of the website thegetchai.com and all services provided by Get Chai INC. ("Company," "we," "us," or "our"), a direct lender in the financial services industry located in Staten Island, NY. By accessing our website or using our services, you agree to these Terms. Contact us at mo@thegetchai.com with any questions.
By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use our website or services.
Get Chai INC. is a direct lender providing business funding solutions, including but not limited to: instant business capital, growth funding, revenue-based funding, equipment financing, and working capital lines. Our services are intended for business purposes only and are available to qualified businesses in the United States.
To use our services, you must:
Submitting a funding application does not guarantee approval. All applications are subject to review, underwriting, and approval at the sole discretion of Get Chai INC. We reserve the right to request additional documentation and to decline any application for any reason permitted by law.
Providing your phone number on the application form is entirely optional and is not a condition of purchase of any goods or services from Get Chai INC. Your application will be processed regardless of whether you provide a phone number.
AUTOMATIC TELEPHONE DIALING SYSTEM (ATDS) — TERMS OF USE:
The following terms apply to SMS text messaging services provided by Get Chai INC. via an automatic telephone dialing system (ATDS). Please read carefully before providing consent.
By checking the SMS consent checkbox on our contact or application form, you provide your express written consent to receive recurring automated text messages from Get Chai INC. at the mobile phone number you provided. These messages may be sent using an automatic telephone dialing system (ATDS) and/or prerecorded or artificial voice technology.
Your consent to receive SMS text messages via an automatic telephone dialing system (ATDS) is not a condition of purchase of any goods or services from Get Chai INC. You may apply for and receive business funding without consenting to SMS communications.
Messages sent by Get Chai INC. via ATDS may include:
Message frequency varies based on your interactions with Get Chai INC. Standard message and data rates may apply as determined by your wireless carrier. Get Chai INC. is not responsible for any charges incurred through your mobile carrier.
You may opt out of SMS messages at any time by replying STOP to any message received from Get Chai INC. Upon opting out, you will receive one final confirmation message. For assistance, reply HELP or email us at mo@thegetchai.com.
We reiterate: consent to receive automated text messages via an automatic telephone dialing system (ATDS) is not a condition of purchase of any goods, services, or funding products offered by Get Chai INC. The provision of your mobile telephone number is optional. You will not be penalized or disadvantaged in any way for choosing not to provide consent to ATDS-delivered messages. Providing a phone number is not a condition of purchase.
All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of Get Chai INC. and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our prior written consent.
You agree not to:
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of harmful components. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Get Chai INC. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, regardless of the theory of liability.
You agree to indemnify, defend, and hold harmless Get Chai INC. and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of our website or services or your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Richmond County, New York.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting on this page. Your continued use of our website after changes are posted constitutes acceptance of the modified Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these Terms, our services, or our use of an automatic telephone dialing system (ATDS), please contact:
Get Chai INC.
Staten Island, NY
Email: mo@thegetchai.com
Website: thegetchai.com